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The Bank of America REI Visa card is the only credit card that lets you increase your REI Patronage Refund with every purchase you make. The card is available in standard and gold. Benefits include:<br>Low competitive 5.9% interest rate<br>No Annual Fee<br>Full Patronage Refund on regularly priced REI merchandise<br>1% Rebate on non-REI purchases<br>Up to $100,000 in Automatic Travel Accident Insurance |